Payment Setup
Configure payment processing with Yoco card payments and EFT to start accepting orders from your customers.
Settings → Checkout & Payments.Why Yoco?
- • PCI DSS Level 1 compliant
- • Supports all major South African payment methods
- • Real-time fraud detection
- • Competitive transaction fees
- • Local support team
- • Managed by Partify - no separate merchant account needed
Setup Process:
- 1Go to
Settings → Checkout & Payments - 2Toggle on "Card Payments (Yoco)"
- 3Card payments are now enabled for your store
No Merchant Account Required
Yoco integration is managed by Partify. You don't need to create a separate merchant account or provide API credentials. Simply enable the toggle and start accepting card payments.
EFT Bank Transfers
Direct bank transfers for South African customers. Always enabled.
Credit / Debit Card Payments (Yoco)
Secure credit and debit card processing via Yoco. Enable in Settings → Checkout & Payments.
Cash on Delivery
Allow customers to pay when their order is delivered. Enable in Settings → Checkout & Payments.

Settings → Checkout & PaymentsPayment Method Configuration:
Configure your payment methods in Settings → Checkout & Payments:
- • EFT payments are always enabled by default
- • Card payments (Yoco) can be enabled with a toggle
- • Cash on Delivery can be enabled with a toggle
- • Changes take effect immediately
Payment Flow:
Customer selects payment method
Choose between credit/debit card (Yoco), EFT transfer, or Cash on Delivery (if enabled)
Payment processing
Secure payment processing with real-time validation
Order confirmation
Customer receives confirmation and order details
Available on Standard Tier
These checkout customization options are available for stores on the Standard tier or higher:
Express Checkout
Enable one-click checkout options for faster customer experience
Saved Payment Methods
Allow customers to save payment methods for future purchases
Require Phone Number
Make phone number mandatory during checkout for better order tracking
Order Notes
Allow customers to add special instructions or notes to their orders
Configure these options in Settings → Checkout & Payments
Test Mode (Development)
Your store automatically runs in test mode during development. When testing card payments with Yoco, use Yoco's test credentials:
- • Test card number: 4111 1111 1111 1111
- • Expiry: Any future date (e.g., 12/25)
- • CVV: Any 3-digit number (e.g., 123)
- • Name: Any name
Note: Yoco uses a sandbox environment for testing. All test transactions are processed securely but won't charge real cards.
Live Mode (Production)
When you deploy to production, your store automatically switches to live mode with real payment processing.